1. Health Insurance and Prescription Drug Plan Coverage
   
   
2. Dental Insurance
   
   
3. Life Insurance
   
   
4. Vision Care Plan
   
   
5. Long-term Disability Plan
   
   
6. Psychological Services
   
   

The Insurance carriers shall be determined by the District.

• 9.1.1 The benefits provided in this Article shall remain in effect without interruption during the term of the Agreement.
  
  

9.2 Continuation of Benefits upon Retirement

• 9.2.1 The employment benefits listed in Paragraph 9.1 shall be granted to retired members of the Bargaining Unit provided that such retirees have satisfied the appropriate qualification period of consecutive years of service as hereinafter specified throughout the prescribed qualification period and if eligible, are enrolled (spouse included) in Medicare, Parts A and B at the District's expense.
  
  
• 9.2.2 For persons who commenced employment with the District in the classified service on or after July 1, 1980, such persons shall be eligible to receive benefits as a retiree, provided that they served in a classified position for twelve (12) or more consecutive school years immediately preceding their retirement under either the State Teachers Retirement System or the State Public Employees Retirement System.
  
  

For persons who commenced employment with the District in the classified service on or after January 1, 1985, such persons shall be eligible to receive benefits as a retiree provided that they served in a classified position for twenty (20) or more consecutive school years immediately preceding their retirement under either the State Teachers' Retirement System or the State Public Employee's Retirement System.

For persons who commenced employment with the District in the classified service on or after November 23, 1987, such persons will be eligible to receive retiree benefits after twenty-two (22) or more consecutive years of employment immediately preceding their retirement under either the State Teachers' Retirement System or the State Public Employees' Retirement System.

Retirees upon retirement shall contribute to the District through advanced monthly payments that sum which the employee was contributing through payroll deduction the last year of active employment. If the retiree fails to make said payment for more than three months, the District may cancel the insurance coverage.

9.3 Duration of Benefits

• 9.3.1 Retirement because of disability is to be considered normal retirement, regardless of the age of the employee. Temporary disability, during which time an employee is covered by sick leave, workers' compensation insurance, or the college district's salary continuation plan, is to be considered employment for employee benefit retirement computation purposes. The retirement computation for the Public Employee's Retirement System (PERS) shall be in accordance with PERS regulations.
  
  
• 9.3.2 If an employee desires insurance coverage to continue during periods of unpaid leaves of absence from the college district, the employee will be required to pay the premiums on insurance benefits monthly in advance. Unpaid leaves are to be considered an interruption, but not a break in service. The period required for eligibility under this section would be extended beyond the twelve (12) years by the length of the unpaid leave.
  
  
• 9.3.3 A year of service will be that period determined by the Public Employee's Retirement System as constituting a year.
  
  
• 9.3.4 The employment benefits as stated in 9.1, with the exception of Life Insurance, will be granted the surviving spouses of retired members of the Bargaining Unit who have qualified for the continuation of such employment benefits upon retirement at cost to the surviving spouse provided that the surviving spouse notifies the District within a thirty (30) day period after the death of the retired bargaining unit member of his/her election to continue coverage.
  
  Should a classified member die while under contract to the District, the surviving spouse shall be entitled to continue coverage under the life, health, dental, vision, and psychology systems. Such spouse shall pay the premium for the continued coverage on a month-to-month basis.
  
  
• 9.3.5 All employees of the District are covered by District paid Worker's Compensation Insurance for injuries which occur while on duty. Injuries shall be reported immediately to the Contracts and Insurance Office in compliance with compensation insurance laws. (Labor Code Section 5400) An injured employee requiring medical care should report to a medial doctor of his/her own choice and may also be require to report to a doctor chosen by the District. In the event the employee is unable, because of the severity of the injury, to report a work-related accident, the employee's supervisor is responsible for completing the report.
  
  
• 9.3.6 The cost to Bargaining Unit members for benefits shall be determined as follows:
  
  

a. District will commit 10% of actual expenditure for health care of active employees and retirees as set forth in Section 9.1.

b. For each year starting with 1990-91 the actual percent of health care expenditure (for active employees and retirees) as set forth in Section 9.1 will be computed and compared against the base of 10%. Effective July 1, 1992, the cost of Medicare for eligible retirees will be added to the cost of health care expenditures. If the actual percent for that year is greater than the base, active employees will be responsible for their equal share of the incremental increase to be collected by automated payroll deduction commencing in September of the following year. If the actual percent for the respective year is less than the base, a credit representing the exact amount below the base will be accrued for future applications toward the employees portion of health care costs. The health care formula will have a beginning balance of $499,340 at July 1, 1990. The District guarantees no employee cost sharing through June 30, 1995, even if the actual health care expenditures exceed the 10% limit. It is recognized and agreed by both the District and the Association that there is no intent or promise, expressed or implied, that this agreement regarding this provision to the health insurance formula be extended beyond June 30, 1995.

c. Computation of credits or payroll deductions required by this Section shall be made in accord with the definitions and formula set forth in Appendix F.

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