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ARTICLE X


EMPLOYEE BENEFITS


10.1 Eligibility

10.1.1 The District shall provide all classified employees employed for not less than sixty-five percent (65%) of the hours per week constituting a full-time assignment, those retirees who have qualified for benefits pursuant to Section 10.2, and their dependents benefits under the following plans, at the same level specified in the individual agreements with each respective carrier as of July 1, 1995.

10.1.1.1 Health Insurance

10.1.1.2 Prescription Drug Plan Coverage

10.1.1.3 Dental Insurance

10.1.1.4 Life Insurance

10.1.1.5 Vision Care Plan

10.1.1.6 Long-term Disability Plan

10.1.1.7 Psychological Services

10.1.2 The District will meet and consult with the Association regarding any contemplated change in the carrier.

For purposes of this Article, classified employees employed before July 1, 1980 for at least fifty percent (50%) of a full-time assignment, but less than sixty-five percent (65%), will be eligible for employee benefits as in (a) above, provided that such members continue to be employed for at least fifty percent (50%) of a full-time assignment.

Part-time employees (both probationary and permanent) not eligible for district-paid benefits may elect to purchase the health benefits identified in 10.1.1 at the employee's expense, provided such purchase is acceptable to the respective carrier.






10.2 Continuation of Benefits Upon Retirement The employment benefits listed in Section 10.1 shall be granted to retired classified employees, provided that such retirees have satisfied the appropriate qualification period of consecutive years of service provided that such retirees were eligible to receive such benefits throughout the prescribed qualification period, and, if eligible, are enrolled (spouse included) in Medicare, Parts A and B at the District's expense.

10.2.1 For persons who commenced employment with the District in the classified service on or after November 25, 1975, such persons shall be eligible to receive benefits as a retiree provided that they served in a classified position for ten (10) or more consecutive school years immediately preceding their retirement under the State Public Employees' Retirement System. Individuals qualifying under the seven (7) year previous requirement prior to November 25, 1975 will be deemed to have met the ten (10) year qualifications.

10.2.2 For persons who commenced employment with the District in the classified service on or after July 1, 1980, such persons shall be eligible to receive benefits as a retiree, provided that they served in a classified position for twelve (12) or more consecutive school years immediately preceding their retirement under the State Public Employees' Retirement System.

10.2.3 For persons who commenced employment with the District in the classified service on or after January 1, 1985, such persons shall be eligible to receive benefits as a retiree provided that they served in a classified position for twenty (20) or more consecutive school years immediately preceding their retirement under the State Public Employees' Retirement System.

10.2.4 For persons who commence employment with the District in the Classified service on or after November 23, 1987, such persons will be eligible to receive retiree benefits after twenty-two (22) or more consecutive years of employment immediately preceding their retirement under the State Public Employees' Retirement System.

10.2.5 Upon completion of five (5) years of service to the District, any employee retiring under PERS will have the option to purchase at District cost all or any portions of the health benefits described in Section 10.1.1 being offered by the District to active employees, providing such purchase is acceptable to the respective carrier.

10.3 Duration of Benefits The benefits provided in this Article shall remain in effect without interruption during the term of this Agreement.







10.3.1 If a classified employee desires insurance coverage to continue during periods of unpaid leaves of absence from the District, the classified employee may pay the premiums on insurance benefits monthly in advance or elect coverage pursuant to COBRA. Unpaid leaves are to be considered an interruption--not a break in service. The period required for eligibility under this section for benefits upon retirement would be extended beyond the twenty-two (22), twenty (20) years, twelve (12) years, ten (10) years, or seven (7) years, whichever period is applicable, by the length of the unpaid leave.

10.3.2 COBRA continued health plan coverage would be provided in accordance with the provisions listed in Appendix H.

10.3.3 A year of service will be that period determined by the State Teachers' Retirement System or Public Employee's Retirement System as constituting a year.

10.4 Cost of Benefits The cost to bargaining unit members for benefits shall be determined as follows:

10.4.1 The District will commit ten percent (10%) of actual expenditure (current operating costs) for health care of active employees and retirees as set forth in Section 10.1.1.

10.4.2 For each year starting with 1990-91 the actual percent of health care expenditure (for active employees and retirees) as set forth in sections 10.1.1 will be computed and compared against the base ten percent (10%). Effective July 1, 1992, the cost of Medicare for eligible retirees will be added to the cost of health care expenditures. If the actual percent for that fiscal year is greater than the base, active employees will be responsible for their equal share of the incremental increase to be collected by automatic payroll deduction commencing in September of the following year. If the actual percent for the respective year is less than the base, a credit representing the exact amount below the base will be accrued for future application toward the employee's portion of health care costs. As of July 1, 1999, the health care formula has a credit balance of $1,838,723.

10.4.3 Computation of credits or payroll deductions required by this section shall be made in accord with the definitions and formula set forth in Appendix G.

10.4.4 There exists a Health Benefits Committee jointly established by the District, CSEA, the San Joaquin Delta College Teachers Association, confidential employees, the San Joaquin Delta College Police Officers Association, managers, and retirees. CSEA and the District agree to work as part of this Committee to try to avoid/mitigate employee premium cost sharing if possible, and to communicate and discuss prior to any employee cost sharing occurring. Any recommendations of this Committee are advisory to both the

CSEA and the District. Any proposed changes in Article 10 will be negotiated between CSEA and the District.

10.4.5 Prior to implementing employee premium cost sharing the District and the CSEA will meet to discuss alternatives and options regarding the cost sharing and method of implementation. The purpose of this section is not to delay implementation of premium cost sharing as may be required by Section 10.4.2.

10.4.6 If premium cost sharing is necessitated, the District and CSEA agree to meet and negotiate in order to implement an IRS Section 125 program. The intent is to exempt the premium cost sharing amount from taxes to the extent possible with no cost to the District or its employees.

10.4.7 Those persons eligible for continuation of benefits under Section 10.2 shall upon retirement contribute to the District through advance monthly payment that sum which the retiree was contributing through payroll deduction during the last year of active employment.

10.4.8 If a retiree fails to make required payments for more than three (3) consecutive months, the District may cancel the insurance coverage.

10.5 Spouses (Active Employees) Should a classified member die while under contract to the District, the surviving spouse shall be entitled to continue coverage under the life, health, dental, vision and psychological services plans. Such spouse shall pay the premium for the continued coverage on a month-to-month basis.

10.6 Spouses (Retired Employees) The employment benefit as stated below will be granted the surviving spouses of retired Classified staff who have qualified for the continuation of such employment benefits upon retirement at cost to the surviving spouse provided that the surviving spouse notified the District within a thirty-day (30) period after the death of the retired classified member of election to continue the coverage.

10.6.1 heath insurance and prescription drug plan coverage
10.6.2 dental insurance
10.6.3 vision care plan
10.6.4 psychological services


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